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Travel insurance

Cover you can rely on, wherever you go

Essential travel insurance

Volcanic eruption in Bali

5 reasons to choose LV= Travel Insurance

  • We offer up to £10,000 cover if you have to cancel your trip because of illness
  • We consider all pre-existing medical conditions and can provide cover to travellers over 65
  • Save 10% by buying your travel insurance online
  • Insure up to ten people on one policy
  • Choice of Premier and Essential levels of cover

Essential travel insurance

Choose our Defaqto 5 Star rated Premier policy for additional cover, should you be delayed or your travel is disrupted, for example by strikes or bad weather.

Or call our UK call centre on

8am – 8pm Monday to Friday

9am – 5pm Saturday and bank holidays

10am – 4pm Sunday

With two levels of cover to choose from, here are some of the benefits of our Essential travel insurance cover…

Essential travel insurance

Up to £10 million emergency medical cover (excluding UK cover)

Essential travel insurance

No upper age limit on single trip policies and cover up to 79 years old for annual multi trip policies

Essential travel insurance

All pre-existing medical conditions considered and emergency prescription medication can be covered

Essential travel insurance

Up to £5,000 if you need to cancel your trip, cut it short or cancel activities / excursions

Essential travel insurance

Cruise cover is included on all annual policies

Essential travel insurance

24-hour UK emergency helpline for emergency advice or assistance during your trip

Our 5 Star rated Premier travel insurance gives you all that, as well as…

Essential travel insurance

Cover for delays and cancellations after 24 hours caused by for example, bad weather, ash clouds, or strikes

Essential travel insurance

Up to £1,000 if you miss your pre-booked transport e.g. if you miss your flight because of a delayed train

Essential travel insurance

Up to £10,000 cover if you need to cancel your trip, cut it short or cancel activities or excursions

Compare Essential and Premier cover

Section of cover

max limit per person

max limit per person

Cancellation / abandonment after delays

Additional transport and accommodation costs

Delay at your departure point

Limit for each 12 hours of delay

Bankruptcy of travel provider

Maximum trip length on annual multi trip policies

Cancelling your trip before you travel

Cancelling excursions or activities while on your trip

Cutting short/cancelling your trip after you’ve travelled

Emergency medical expenses (excluding UK cover)

Legal advice expenses (up to £50,000 per policy)

max limit per person

max limit per person

Cover if you miss a port departure

Cover to re-join the cruise after illness

Compensation if a scheduled port stop is cancelled

Optional cover (Baggage)

max limit per person

max limit per person

Damaged, lost or stolen baggage and valuables

Total valuables limit

Single item limit

Loss or theft of personal money

Loss of your driving licence

Optional cover (Winter sports)

max limit per person

max limit per person

Personal liability for winter sports activities

Personal accident as a result of a winter sports activity

Emergency medical expenses paid that resulted from doing a winter sports activity

Unused pre-booked winter sports tuition, due to bad weather

Included as standard – see “Cancelling excursions or activities while on your trip”

Unused pre-paid lift pass for each day it can’t be used because the lifts are not in use

Included as standard – see “Cancelling excursions or activities while on your trip”

Cancel winter sports excursions / activities while on trip

Cancel / cut short your trip after leaving home if this is required as a result of doing a winter sports activity

Hired winter sports equipment (whilst not in use) is covered only if optional cover for baggage is selected, see above.

Choice of single trip or annual multi trip travel insurance

Single trip

Ideal if you’re only going away once this year

Cover for a single trip of up to 366 days away (or 90 days for anyone over the age of 64)

Essential travel insurance

Annual multi trip

Ideal if you’re going away twice or more this year

You’ll be insured for up to 90 days away at a time

Essential travel insurance

These documents are for new policies

Our awards and recognition

Essential travel insurance

Essential travel insurance

Defaqto

Essential travel insurance

YouGov

Essential travel insurance

Which?

Which? Insurance provider of

Optional extras

Essential travel insurance

Baggage, personal belongings and money

If your things get lost or stolen, we’ll cover your luggage, valuables and other possessions up to (single item limits apply):

  • £3,000 with the Premier policy
  • £2,000 with the Essential policy
  • £500 for money (on Premier and Essential policies)

Essential travel insurance

Winter sports cover

If you’re planning on whizzing down a mountain on your next holiday, you might want to consider adding winter sports cover, for:


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