Sep 28 2017

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Are you in need of a loan but you’re blacklisted? Apply for a personal loan today!

Do you need a personal loan in South Africa. If the answer is “yes ”, then let Iloans help you get your finance in order with a personal loan to suit your pocket.

When you need speedy access to a loan, a personal loan is the perfect solution.

A personal loan with Iloans lets you borrow money over a set period of months/years with easy repayment terms to suit your budget.

Clients may have had difficulties with making payment on their debt in the past or have been blacklisted but we believe this shouldn’t prevent you from getting a personal loan when you need it. We offer financial assistance to blacklisted clients who are in need of personal loans.

Our specialized team will ensure every blacklisted personal loan gets attention to ensure our clients have a better chance of being approved.

Blacklisted and need a loan? How to apply for your personal loan.

A personal loan is when a lender such as a bank or a financial institution supplies money to the borrower over a set period, which is agreed to beforehand. A big aspect to applying for blacklisted loans is affordability. Simply apply online for a personal loan and one of our trained representatives will get in contact with you!

What does it mean to be blacklisted and how you can apply for a personal loan?

To be blacklisted means that the credit bureau has listed your name as someone who has a bad credit record from being under debt review, having a judgement against your name or missing a few monthly payments.

This means that you’re not able to get a loan when you need it with financial institutions. At Iloans, we help blacklisted get a personal loan depending on how bad your credit rating is.

To apply for a personal loan. simply complete our online application form and one of our dedicated consultants will get in touch with you regarding your loan application.

When you need a personal loan, getting assistance is just a click away with Iloans. A blacklisted personal loan from reputable financial institutions is possible by following a few easy steps that starts with filling in an online application form.

Being blacklisted simply means you have a bad credit history, it doesn’t mean that you will not be able to get a personal loan.

With Iloans, even clients with a bad credit history can qualify for personal loans. Just fill in a form online to get the application process started.

Please note that all our lenders are registered with the National Credit Regulator (NCR). Fees and interest charged in terms of chapter 5 of the National Credit Act (NCA) no 34 of 2005:

Initiation Fee of 15% of the Loan Amount up to R1 000, thereafter 10 % (+ VAT)
Services Fee of R50 per month (+ VAT)

Minimum Loan Period: 6 Months
Maximum Loan Period: 60 Months

Interest charged (APR):
Per Month: 5%
Per Annum: 16 – 60%

PLEASE NOTE: Every Lender has their own policy – this is only a guideline for a personal loan. Our various lenders offers personal loans from R1 000 up to R200 000.

We can assist with Personal Loans, Long Term Loans, Consolidation Loans and Cash Loans. Below is simply a example of a Personal Loan.

Illustrative example on an 60 month PERSONAL LOAN:

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