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Best Cheap Auto Insurance in Colorado
Proof of financial responsibility is important when operating a vehicle. Auto insurance provides this assurance that drivers or owners of vehicles can pay if the vehicle is in an accident. Knowing driving laws and insurance laws are recommended to obtain the best deal available.
Cheapest Auto Insurance Quotes in Colorado
Obtaining auto insurance in Colorado is mandatory and more affordable with discounts. Every Colorado resident should identify a reputable insurance company and agent to obtain the best insurance available.
Denver Auto Insurance
Denver is the capital and most populous city in Colorado. It is known as the Mile-High City. Large employers include Lockheed Martin, United Airlines and Kroger.
Denver is home to the Denver Art Museum, the Denver Museum of Nature and Science and History Colorado Center. Many visitors attend the Great American Beer Festival and the National Western Stock Show each year. Tourists also participate in many outdoor activities such as skiing, snowboarding, hiking and kayaking.
Colorado Springs Auto Insurance
Colorado Springs is near the base of Pikes Peak. The city s economy is driven primarily by the military, the high-tech industry and tourism. The U.S. Air Force Academy is nearby.
Colorado Springs has many outdoor attractions, including Garden of the Gods, Cheyenne Mountain Zoo, Old Colorado City and the U.S. Olympic Training Center. Indoor activities include the ANA Money Museum and the Colorado Springs Fine Arts Center. Pikes Peak International Hill Climb, also known as The Race to the Clouds, is an annual invitational automobile and motorcycle hill climb to the summit of Pikes Peak.
Aurora Auto Insurance
Aurora is in the Denver metro area. The city has a large military presence. Major economic drivers include education and health care.
Outdoor attractions include DeLaney Farm and Morrison Nature Center. The city has several historic sites such as Gully Homestead and the American War Mothers National Memorial Home. Tourists also visit the Aurora Fox Theatre Arts Center and the Aurora History Museum.
Fort Collins Auto Insurance
Fort Collins is the fourth most populous city in Colorado. The city is home to Colorado State University. Fort Collins has a mix of manufacturing and service-related businesses.
The city has many microbreweries, including the New Belgium Brewing Company and the Odell Brewing Company. The Colorado Brewer s Festival is held annually in late June in Fort Collins. Cultural attractions include the Fort Collins Museum, the Center for Fine Art Photography and the Lincoln Center.
Thornton Auto Insurance
Thornton is in the Denver metropolitan area. The community, just northeast of Denver, formed in the 1950s.
Thornton has more than 75 parks and close to 2,000 acres of parks and open space. There are more than 80 miles of trails in the city. Thornton has several recreational facilities like the Margaret Carpenter Recreation Center and the Thornton Community Center, as well as several golf courses and outdoor gathering spaces.
Arvada Auto Insurance
Arvada, which is northwest of Denver, is part of the Denver metropolitan area. It was settled in 1859.
Visitors can enjoy the Olde Town Arvada historic district, which has been honored by being placed on the National Register of Historic Places. Concerts and theater performances are showcased at the Arvada Center.
Pueblo Auto Insurance
Pueblo is part of the Front Range Urban Corridor. Pueblo is one of the largest steel-producing cities in the United States. The city was originally founded as a trading post.
Local attractions include the Pueblo River Walk. Many people travel to the city to attend the Colorado State Fair. Other points of interest are the Pueblo Zoo, the Buell Children s Museum and Pueblo Memorial Hall.
Boulder Auto Insurance
Boulder is located at the base of the foothills of the Rocky Mountains. It is perhaps best known as the home to the University of Colorado. Boulder frequently receives high rankings for its quality of life, healthy citizens and expansive arts programs.
Outdoor sports are popular with residents and visitors to Boulder. Cultural attractions include the Boulder Philharmonic Orchestra and the Colorado Music Festival presents a summer series of concerts in Chautauqua Auditorium. One of the most popular sections of Boulder is the Pearl Street Mall, home to numerous shops and restaurants.
Colorado Car Insurance Facts
Drivers Must Have Liability Coverage. The minimum coverage required in Colorado is $25,000 in bodily injury payments and $50,000 for all people injured in an accident that is caused by an at-fault driver. There should also be $15,000 for property damage. Higher protection limits are recommended, but it is not necessary.
Colorado Auto Insurance Discounts. Colorado requires insurance companies to offer discounts to drivers. The discounts are awarded to people who complete a driver safety education course. The discount is valid for three years if the course is approved by the Colorado Department of Motor Vehicles.
Insurance Fraud in Colorado
According to the Coalition Against Insurance Fraud (CAIF), auto insurance fraud costs $12.3 billion annually. The cost is distributed in each customer’s premium. The most common type of insurance fraud consists of staged accident rings. Con artists can make accidents appear like the unsuspecting party’s fault.
These rings may involve repair shops, tow truck companies, law offices, and health care facilities. Recently, several suspects were indicted in a Colorado auto insurance fraud ring. There were falsified estimates and also several fraudulent claims.
Several students were involved in the registration process of the vehicles used in the false insurance claims. There were $460,000 false claims filed.
Alcohol-Related Accidents in Colorado
Colorado had more than 26,000 people are arrested for DUI and over 150 people are killed in alcohol-related traffic crashes — more than one-third of all auto related accidents in the state.
Males are more likely to die in alcohol-related crashes. Alcohol-related crashes cost the public approximately $1.1 billion.
Unique Driving Laws in Colorado
In Denver, you cannot drive a black car on Sunday. It is also illegal to store an inoperable car on a private property.
Did You Know? Unique Facts About Colorado Driving
Did you know that if you park less than two feet from another person that you will have to pay a fine? This little known fact is enforced in Westminster, Colorado. Also in Westminster, Colorado, it is illegal to get lost between 9 a.m. and 4 p.m. It is also against the law to allow someone driving your car to get lost or to allow a work crew to leave in more than one vehicle in a residential neighborhood.
Auto Insurance Center Methodology
Auto insurance quotes are for a hypothetical driver who has state minimum coverage with $500 deductibles for one vehicle. The driver is male or female, 35 years old, has good credit, a college degree, and is employed with a clean driving record, no lapse in coverage, or claims. The vehicles are driven 16,000 miles per year for commuting and are garaged on premises. The auto quotes include common discounts and are estimates, but not guaranteed.